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Credit scores vary from lender to lender . Best thing is to keep these factors in mind 35% payment history 💳 30% usage 💳 15% account age 💳 10% credit mix 💳 10% inquiries/new credit

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FICO 10 is coming! Will you be ready? FICO scores are changing guys! Every few years the FICO company updates their formula for calculating your credit score. What is FICO 10? Fico 10 is information on your credit reports showing how you've managed your accounts over the previous 24 months, creating a picture of your financial situation during that time. Fico 10 is a snapshot of your last 24 months This new credit scoring model will likely widen the gap, causing people with a low score to now have an even lower score, while people that have a high FICO score, will likely see an increase in their credit score. 24 Month look back on your credit can be devastating to say the least. This is being implemented this summer and the lenders could be using this new model as soon as winter 2020. Fico 10 is nothing to play with guys. Link in the bio I can add you as an authorized user or attack charge off , collection account, late payments, repossessions fico10creditrepair tradelines financialfreedom credit

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Better to repair & rebuild now, so it can be used to help during times like this. Have a great credit score can save you from financial uncertainly and stress. Schedule a free consultation with us for more information!

Negative credit accounts, or trade lines, can remain on your credit report for up to 7 years, and bankruptcies and other public records for up to 10 years. Inquiries on your credit report may remain for 2 years. These are the maximum times that are permitted by federal law for reporting agencies to show negative items; however, these times are not mandatory. Allow our professionals to serve and help you to reach your goals and take control our your future drop 🔥 for a consultation 👇🏾👇🏾

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✨If i had a dollar 💵 for everytime a client told me they was working on their credit by paying off accounts. Paying them does absolutely nothing but stop them from calling your phone. Most of these accounts have been sold to other companies and wrote by the original creditor. It’s better to dispute the account, sometimes you can negotiate an agreement that in exchange for your payment they will request to remove it from the credit bureaus. ✨ credittipsMessage me today! “Credit” to get started! results atlanta doitforyourlegacy yourchildrenarecountingonyou greatcreditattractswealth investinyourself fromdeclinedtoapproved noplayingsmall creditrepair credit creditscore newnormql socialdistancing

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I’ve been learning a lot about currency. I’ve also been learning a lot about credit. The vast majority of Americans live paycheck to paycheck no matter how much money they make. During this pandemic, let’s get our money spending right! Wether you make 20k or 200k per year, we need to be more frugal. Ask questions. Get the facts. Priorities over pleasure. growthonpurpose financialliteracy 💸 . . . . .

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What can you do to help your employees and your business today, to ensure a better tomorrow? . It is important to consider both the personal and business affects this time has. To best support your employees during this time consider: . ✔️Asking them how they are doing . ✔️Consider financial needs . ✔️Consider + Implement safety precautions . ✔️Consider the affected age groups + the Ill . ✔️Make direct calls about the safety of your employees and the company . If you need support evaluating your financial options, please consider calling AKIF CPA, we are here to help!

How can we increase our financial security? We’ve all been getting emails with precautions and incentives. Here’s the updated list (as of March 16th 2020) ✔️Social distancing is highly recommended ✔️Many areas have subsided all public gathering and limit food to take out only. ✔️ There is no current lack of food (US) and it is recommend and encourage only taking what you need. We’re sure there will be more to come. Stay tuned and informed. There is talk of small business incentives on the state and federal level including loans, stop of evictions on commercial leases, and others. All is NOT confirmed but mentioned. What are you thoughts on this?

Has business slowed? Is your business being affected? . It’s an important time to open up about the realities of what is happening, as it is a monumental time for business. . ✔️What would help you during this time? . ✔️What financial questions and concerns do you have? . ✔️ Is there anything AKIF CPA can help you with that this time? . Please let us know via comments or private message.

Depending on where you are in your business this can seem a little bit overwhelming. 25,000? 5,000? Small businesses and startups look very different for each brand and business that take the first step to funding and implementation. This is why, for underfunded or low budget operations, it important to make every dollar count (this is of course very important for well funded and scaled business as well). You may have a $100.00 startup or an $18,000 startup. In each it’s important to measure your finance impact. Beware of little expenses and befriend little investments!

I think I know some millennials that might disagree...🤔 . But, maybe our spending habits can influence our finances in larger ways than we think?! . Many successful people have preached the idea of living below and most certainly within means can generate a large impact in our savings and financial wellness. So many in general, spend more than they make on average. What can we learn about this? . That spending habits can make a difference, little expenses to add up to large expenses, and we should evaluate costs when determining a suitable budget. Thoughts?! 👇🏼

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