Know Your Rights‼️ 💪🏽 The Fair Credit Reporting Act was a law that was passed by Congress Back in 1970. The reason why they actually passed this law was because when they looked into it, about 79% Americans had flaws on their credit reports. What it allowed Americans to do is to dispute and/or investigate any negative or erroneous items on their credit reports. It didn't matter if they were responsible for the item or not, It allowed them to take it under investigation, and by law, the credit bureaus had 30 to 45 days max to respond to that item. Once the credit bureau doesn't respond, it's an automatic delete off of the credit report.
So, leverage your LEGAL RIGHTS to investigate, dispute and challenge negative items on your credit report.
Inaccurate, erroneous or obsolete items such as late payments, collections, bankruptcies, judgments, medical bills, student loans, tax liens, etc., can be potentially deleted or updated on your credit report. 🔥🔥🔥 Comment “INFO” if you need assistance on getting those items permanently deleted from your Credit Profile. ✅ creditrepair getyourcreditright financialliteracy financialservices