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Re-introductions are in order with so many new people following along! • I’m Steph and I started this account as a way to keep me motivated while paying off massive student loan debt. This community has helped keep me accountable and has encouraged us to pay off a ton of other debt as well! • I pulled some info about us from yesterday’s stories—swipe right to learn more about P&P! • I’m always happy to answer questions or chat with my fellow DFC & FI/RE people! Drop me a comment or shoot me a DM sometime! 😻 •financialindependence FIRE ficommunity financialfreedom firecommunity firemovement financialindependenceretireearly savingandinvesting buildingwealth financialgoals financialliteracy debtfreecommunity payingoffdebt frugalliving payingoffstudentloandebt payingoffstudentloans studentloans studentloandebt

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The only dumb question is the one not asked! • DM me any credit questions you may have. I am here to help and share my knowledge to achieve good credit. • I have had bad credit before and know how much misinformation is out there and am here to bridge the gap with what actually works and what doesn’t! • Here to help you all reach the score of your dreams. • •creditrepair creditrestoration buildcredit financialfreedom newcar newhouse fixmycredit restoreyourcredit creditrecovery asknow boostmycredit askangel thecreditdiva realestate studentloans negativecreditaccounts webuildyourcredit dreamhome dreamcar qualityoflife dailypost helpmycredit betterlife buyingpower lowcreditscore buildmyscore debtfree credittips helpmycredit workwithangel taxtime

Why Buy A Home You Ask? Subscribe to our Email 📧 Campaigns Lower move in costs than rent. Lower monthly payments than rent. When you fix it, it's YOUR home you are fixing. No pet limitations. No landlords. No moving the kids in the middle of the school year. Never have to move again unless you choose to. Regardless of what kept you from buying a home in the past, don't let it stop you now! Give Me A Call For More Information! @yorlenecreditservices credit creditrepair creditscore money finance financialfreedom creditrestoration realestate goodcredit business tradelines creditrepairservices badcredit entrepreneur debt love mortgage debtfree loans businesscredit creditcards realtor success creditcard personalfinance studentloans credittips investment fixyourcredit

CREDIT WHILE A CHAPTER 7 CASE IS PENDING The almost uniform rule for bankruptcy debtors is that all forms of consumer credit - revolving credit cards, retail charge cards and open lines of credit - are not available to a chapter 7 debtor while the case is pending (after the case has been filed but before the debtor has been discharged). A typical chapter 7 case is going to take between three and one-half months and four months from the date the case is filed to the date the Bankruptcy Court enters the debtor’s general discharge. The exception to the rule is that debtors with qualified cosigners might, under some circumstances, qualify for a small amount of credit, but even that is not a sure thing. So the expectation for anyone filing a chapter 7 case is that the debtor should not hope to acquire credit from a lender prior to the debtor’s discharge.Need to have a Bankruptcy removed off your credit reports give us a call @yorlenecreditservices credit creditrepair creditscore money finance financialfreedom creditrestoration realestate goodcredit business tradelines creditrepairservices badcredit entrepreneur debt love mortgage debtfree loans businesscredit creditcards realtor success creditcard personalfinance studentloans credittips investment fixyourcredit

Equifax😡, Experian😡, and TransUnion 😡are under fire for reporting inaccuracies & obsolete information! 😱😱😱Take advantage! This is a GREAT time of year to remove your collections ❌ inquiries, ❌ liens, ❌student loans, ❌bankruptcy, ❌and late payments! 💸💸💸 DOESN'T 👏🏾MATTER👏🏾 IF 👏🏾YOU 👏🏾OWE 👏🏾THE 👏🏾DEBT!!! Who needs info? COMMENT “INFO NOW

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My New site is OFFICIALLY LIVE! My bday present to myself was to keep going and not quit in spite of the setbacks with my other page and friends and family not being very supportive in the “startup days”. It’s my bday and I’m not out turning up... instead, I’m working right now and SAVING UP! Much blessings and more life. Check out the site! • • CreditisVital.com • • •ilovewhatido mypassion helpingothers goodcredit badcredit buildcredit taxseason rebuildcredit nocredit refinance lenders realestate mortgage 700club collections chargeoffs startup finance studentloans credithelp mortgage credit creditrepair credittips badcredit creditcards ifixcredit creditmatters creditrestoration creditgoals entrepreneur creditrepairservices

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This month, we started a gym membership. We haven't been to the gym in over a year. We've been doing at home workouts. It definitely made our debt payoff faster not having a membership. Weightlifting is a hobby of ours and we really wanted to get back to the gym. Therefore, we decided to get back in the gym even though we are not done paying off our debt. Financially, this is not a good decision. You can exercise for FREE. Running and body weight exercises do not cost a dime. Home workouts are just fine if you are looking to exercise for general health reasons. . Mr. Doctor had a former co-worker who was paying $35 per month for a gym membership, but never used it. We go to the gym 4-6 days a week. We've been doing this for close to 6 years, excluding last year. If we were only using it 1-2 times a week or less, there would be no way we would sign up for a gym membership. Are you using your gym membership or is it an expense that you can cut? . Joel 2:21 . . . .debtfree debtfreecommunity debtfreejourney debtfreedoctor studentloans fire financialfreedom financialindependence financialadvisor financialindependenceretireearly retirement investing personalfinance money wealth budgetingtips budgeting budget easybudget daveramsey millionaires wealthbuilding wealthmanagement prosperity giving networth babysteps

Getting out of debt is difficult and sometimes even painful. Its hard to look at yourself and point out where you fall short. Yet once you recognize the old behaviors creeping back, you correct it immediately. So tomorrow I’ll be going to Trader Joes and meal prepping. Its a minor set back but when you calculate this set back - I could have saved $500 extra dollars. Its bad I know but we execute, tweak, repeat. This get-out-of-debt goal is a learning process. I got this and so do you! . .debtfreejourney debtfreecommunity babystep2 daveramseybabysteps daveramsey moneymoves studentloandebt studentloans latina tithing jesuschrist jesusisking debtfreegoals nycliving nyclifestyle debtisdumb debtfreedom collegelife collegestudent returningstudent collegeproblems

Stop loving with an abundance of debt that's only going to keep you in the STRUGGLE!!! IMPROVE YOUR CREDIT, REMOVE STUDENT LOANS AND FINALLY BE ABLE TO LIVE YOUR LIFE UNAPOLOGETICALLY!!!

Income Share Agreements (ISA) offered by some coding bootcamps can trap you in debt for an indefinite amount! 😶😯 (link in bio)*** Log on to bootcamps.tech to find out all your payment options🔍💰 . .saturdaymotivation tech technology federalloans beware incomeshareagreements studentloans studentloandebt saturdaymorning morningmotivation technews code coding coder programming programmer womenwhocode codingbootcamps bootcamps developer code womenintech technology coder javascript codinglife webdeveloper computerscience webdevelopment software webdesign softwaredeveloper codingisfun

9 loans paid in full since July 2019, 12 more to go. I stayed home sick from work today so I’ve been on my couch most of the day trying not to infect anyone. Gave me some time to create some new visuals and review our numbers. The first picture looks great but the second one is daunting. The debt snowball method is encouraging and we have paid off all of our 4 figure loans but now we are starting to target the 5 figure loans. ($10k+ each) These will take longer to pay off so I’m hoping we can keep up the momentum. debtsnowball debtfreecommunity debtfreejourney daveramseybabysteps babystep2 bs2 studentloandebt studentloanssuck studentloans

My student debt crisis. I’ll never forget that I actually said out loud “what’s $1000 more when you’re in this deep?” 🤣 oh, the shame.debtfreecommunity debtfreejourney financialindependence firecommunity studentloans studentloandebt daveramseybabysteps babystep2 budgeting debtsnowball debtfree studentloancrisis

Don't let your current low make you go lower in future!🙅🏻‍♀️🙅🏻‍♀️🙅🏻‍♀️ Beware of the indefinite debt traps and do your research 🔍 before opting/signing-up for a payment method in a bootcamp 🧐 . .saturdaymotivation tech technology federalloans beware incomeshareagreements studentloans studentloandebt saturdaymorning morningmotivation technews code coding coder programming programmer womenwhocode codingbootcamps bootcamps developer code womenintech technology coder javascript codinglife webdeveloper computerscience webdevelopment software webdesign softwaredeveloper codingisfun

Man of us have destroyed our credit due to lack of knowledge, don’t just watch. Take action and change your life Credit is King 💰💰 • • Follow @koachkamillion

Man of us have destroyed our credit due to lack of knowledge, don’t just watch. Take action and change your life Credit is King 💰💰 • • Follow @koachkamillion

If you missed the last one, here’s another chance to learn how to get y our credit fixed and/or earn additional income. Comment “link” below to be added to the guest list so you can listen in. freewebinar creditrepair studentloans medicalbills bankruptcy chargeoffs collections manymore additionalincome entrepreneur business financialliteracy

I love finding quotes that are so applicable, and also just in time. As of tonight, we’ve decided to use our IVF sinking fund to pay our $6k in back taxes due, according to our return :: insert sad face::. Many of y’all, plus DR, said to just get it out of the way. We will have the money by the end of March (using the same budget we used for Jan and Feb), so sadly we will pay the IRS. Not to mention, I’d rather avoid more failure to pay penalties and interest that will continue to accrue if we elect to do a payment plan. The only bright side is that we won’t be adding it to our debt snowball or including it in our overall total debt. The sucky part is figuring out a new IVF plan ASAP. Soooo, I said all of that to say, this quote is a reminder that I’m trying. My plan is a little distorted right now, but I’m trying. And if I weren’t at the very least trying, I wouldn’t have made ANY progress at all these last two months. So I say to you, keep trying, DFC! .debtfreejourney debtfreedom debtfreecommunity babystep2 bs2 daveramseyplan personalfinance financialfreedom financialpeace payingoffdebt gettingoutofdebt debtsnowball budgeting gazelleintense livelikenooneelse totalmoneymakeover studentloans ihatestudentloans studentloandebt debtfreeliving sixfiguredebt daveramseybabystepsdebtisdumb debtfreelife cashisking zerobasedbudget creditcarddebt financialgoals quoteoftheday

Huge thanks to my cousin Michael Early for helping me get into a new car. This is the first time in a loonnngg time I didn’t need a co-signer. 🙌🏾 God is good and I cannot complain. Don’t wait until you need something to take control of your credit. Do it NOW! 💯💯💯

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I just started paying on my student loans this month. Since I've been tracking my consumer debt over two years, I'd like to keep them separate. I'm using the debtavalanche method so I pay the least interest debtfreecommunity debtfreejourney studentloans

Take a portion of your tax money and fix your credit. You'll thank yourself later.😎 DM me for details or Call👇🏽 📞888-632-3726 📞469-970-0201RobTheCreditGuy

I can’t wait to share an officially statement with a picture but wanted to make a debt free post!! . . Long story short we were once debt free until my husband went back to school. We have been working super hard to pay that off and today was the day! seeyanever

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I'm not kidding. It really did, and my current self is (or was) pissed off at my former self! Luckily it was only my federal student loans that grew and not my private ones. That would've been a disaster! Watch the FULL video on YouTube! 👇 https://youtu.be/9aRiTr_5RUg I'll talk about in the video how this all happened and what I'm already doing to fix the problem. I really hope you enjoy the information here! - TAGS:StudentLoans DebtFreeJourney MillennialMoney DebtFreeGoals OZDebtFreeCommunity DaveRamsey StudentLoan FinancialIndependence BudgetingTips CashEnvelopes StudentLoansSuck StudentLoanDebt RetireEarly PayOffDebt DebtSnowball DebtAvalanche StudentLoanPayoff CapitalizedInterest InterestCapitalization LearnFromYourMistakes

If you could set ANY goal regardless of whether or not you think it’s possible knowing you’d be 2.5 times more likely to hit it, what would it be? Becoming debt free felt impossible when we set that goal, but it happened. Leaving the “security” of a 9-5 job felt impossible when we set that goal, but it happened. What goals do you have set for yourself? 👉What are you doing to achieve them?

Oh boy do we have a line up for you this week! Take a gander at the Open House Road Map because there are homes on the list that you are most definitely going to want to put an offer in on. Let me know if you have any questions about what you can afford, the mortgage process, or if you're ready to start your application! 📲 248.431.1726 📧prichards@amerifirst.com . . Link to map in bio! 🗺 . .amerifirstchesterfield openhouse househunting buyershomebuyers makeanoffer roadtrip findhome lendingmichiganmortgage mortgage michiganhomeloans homeloans studentloans credit loan macombcounty stclaircounty oaklandcountymacombcountymi stclaircountymi oaklandcountymi michiganrealestate loanofficer michiganloanofficer

Investing, savings, credit restoration, home purchases. Is your team not discussing these essentials then it's time to link with those who are. Contact me at 917-858-9478 to get started on credit restoration! . . . . . . . . . . . . . . .shift goals progress build propertyland future houseplans ownership car carnote investing creditrepair creditrestoration blackeconomics blackfathers blacklove blackbusiness blackfathers blackgirlsrock blackpower student studentdebt studentloans studentloanforgiveness Brooklyn Bklyn NY Flatbush nyc

As my 2020 post I figured it was good to share as we preparing ourselves to think about some money habits that are keeping people broke. Let me be clear there are WAY more than 5, but I wanted to highlight 5 that people might overlook. ⁣ ⁣ 1️⃣)This is a silent financial killer because it's typically hidden behind a need. I see this often in people when people eat out versus cook at home when they know good, and well they should cook and use the saved money to pay off debt or build their savings. ⁣ ⁣ 2️⃣)This is common sense, but most people don't budget. Most people see budgeting as something for poor people. That's sad 😢 because the only way to measure how you are doing financially month to month is to do a budget. You can't improve if you can't grade yourself 📈. ⁣ ⁣ 3️⃣) Yes, you work hard, but you only deserve what you can afford to pay for with the income that you earned and saved. And even then you must be careful because doing things that you claim your deserve can take you away from your big-picture goals. I see people do this all the time with trips. You want to be debt-free, but you just spent $2k on a trip that could have paid off your credit card 💳 🤦🏾‍♂️ ⁣ ⁣ 4️⃣) Those building wealth understands that cash flow is everything. Signing up for payments takes away from how much money you have every month. If your cash flow is tied up in monthly payments, you are setting yourself up for failure. It also represents that you buy things you can't afford and fit it into your life anyway 😩. ⁣ ⁣ 5️⃣) Tying with point 4, your income is your most powerful wealth-building tool. When you don't see this as your blessing to build wealth with but instead squander it away on a lifestyle that eats all your income, you are creating a situation where your income does nothing but fund your life instead fund your dreams. That is a dangerous way to live. Paychecks2Powercredit motivation business badcredit crediteducation realestate creditrepairservices creditmatters money fixyourcredit credithelp studentloans financialfreedom tradelines creditreport creditcard success fixmycredit wealth credittips creditscore creditrepair creditres

My current debt breakdown; I’m walking into March with a little over $83K remaining left in consumer debt. There’s been so much going on that I haven’t been able to post regularly. I can’t believe that I’ll be in the $82K range after I make my next payment! 🙏🏾 I will be debt free in 3 years! 🙌🏾

As you know I recently had the AMAZING opportunity to attend one of Dave Ramsey's live events and to meet Anthony Oneal and Chris Hogan!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ While there I grabbed 2 copies of his latest book Debt Free Degree, which he so humbly signed, while we chatted about how far I drove and how early I ended up arriving to the event.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I am so grateful for that experience and to you all for the support and for being a part of my journey! So to say thanks, I’m giving away one of those copies. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ That's right! I'm giving away a signed hard cover copy of Debt Free Degree, to one lucky winner!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ==⠀⠀⠀⠀⠀⠀⠀⠀⠀ HOW TO ENTER:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1️⃣ Like this post⠀⠀⠀⠀⠀⠀⠀⠀⠀ 2️⃣ Follow me @debtfreegonnabe⠀⠀⠀⠀⠀⠀⠀⠀⠀ 3️⃣ Tag 3 friends *in separate comments* who would love to win!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ BONUS ENTRY: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Repost or share in your stories and use hashtag debtfreegonnabe⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Giveaway ends tomorrow @ 10:00PM Eastern!⠀⠀⠀⠀⠀⠀⠀⠀⠀ Winner will be announced on Sunday, February 23rd @ 7PM Eastern!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ==⠀⠀⠀⠀⠀⠀⠀⠀⠀ RULES AND LEGAL STUFF:⠀⠀⠀⠀⠀⠀⠀⠀⠀ You must be 18 to enter.⠀⠀⠀⠀⠀⠀⠀⠀⠀ Open to residents in the US and Canada only.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This giveaway is not sponsored or endorsed by Instagram, Anthony Oneal, or the folks at Ramsey Solutions. This book was purchased during the event using my good 'ol debit card!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ===⠀⠀⠀⠀⠀⠀⠀⠀⠀ THANK YOU AND GOOD LUCK!⠀⠀⠀⠀⠀⠀⠀⠀⠀ *⠀⠀⠀⠀⠀⠀⠀⠀⠀ *⠀⠀⠀⠀⠀⠀⠀⠀⠀ *⠀⠀⠀⠀⠀⠀⠀⠀⠀ *⠀⠀⠀⠀⠀⠀⠀⠀⠀ *⠀⠀⠀⠀⠀⠀⠀⠀⠀debtfreegonnabe debtfreejourney debtfreecommunity studentloans studentloandebt debtisdumb dumpingdebt dfc personalfinance debtfreejourney debtfreedegree college finance daveramsey debtfreegoals singledebtfreecommunity debtfreedreams singledebtfreejourney debtelimination fckstudentloans

Are you a single parent? Are you receiving government assistance? Are you unemployed? You owe Federal student loans. Call them and let them know your situation they can send you an application to fill out and they will review it to check if you qualify for loan forgiveness. There are several options out there to have student loans forgiven depending on your living situation. • • • • •studentlife studentloans studentdebtcrisis studentdebt cosigner barrower debtfreecommunity debtfreegoals fuckstudentloans loanforgiveness studentrehabilitationassociation lowincome debtfreejourney accomplishinggoals accomplishments responsibility creditworthiness creditadvice

Listen to this weeks NEW episode all about home buying 🏡💵 for the first time ever, we have two guests: fan favorite reoccurring guest Natasha and futurerich podcast producer, Alex! The link to listen is in our bio 👆

I DID IT!!! I PAID OFF MY STUDENT LOANS!! ⠀⠀ I have been working my butt off for the past 7+ years to get these loans paid. On my last birthday in August I gave myself a goal to have them paid off by the time I turn 30. Well, I’m six months early and not a day late! ⠀⠀ Thanks to everyone who’s helped me along the way (especially to someone that helped me get across the finish line). I have learned a lot from having to pay these off each month. I’ve been creative with gifts, lunches, said no to a lot of things that cost money. In the end, every decision was so worth it. ⠀⠀ Cheers to the freakin weekend! ⠀⠀ . . . .millenialproblems millennials studentloans debt debtfree networth girlpower whoruntheworld sheo girlbosslife femalepreneur womenintheworld shemeansbusiness womenwhodo womenwithambition dreamersandoers bosswoman bossbabetribe womenwholead femalehustler diva ipreview via @preview.app

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