โค๏ธ๐Ÿงก๐Ÿ’›๐Ÿ’š๐Ÿ’™๐Ÿ’œ๐Ÿ–ค

#debtfreecommunity

#love #instagood #photooftheday #fashion #beautiful #happy #cute #tbt #like4like #followme #picoftheday #follow #me #selfie #summer #art #instadaily #friends #repost #nature #girl #fun #style #smile #food #travel #holiday

Debtors take advantage of us consumers not knowing our rights! Although I champion anyone doing the work to repair their credit, many do more harm due to the lack of knowledge of the law. ๐Ÿ˜ฃโฃ โฃ This is why I am so passionate about what I do! We have over 15 years of knowledge and expertise in repairing credit and teaching financial literacy. ๐Ÿ‘ฉ๐Ÿฝโ€๐Ÿซโฃ โฃ DM me or book a free consultation (link in bio) for more information. This is the time to emerge out this pandemic with strong credit and increased buying power!๐Ÿ’ช๐Ÿฝ

Some days you need a ๐›๐ซ๐ž๐š๐ค from sแดแด„ษชแด€สŸ แดแด‡แด…ษชแด€ + แด˜แด‡แดแด˜สŸแด‡๐Ÿ’ฏ...๐ญ๐—ผ๐๐š๐ฒ is one of those ๐๐š๐ฒ๐ฌโœŒ๐Ÿฝ.

A little different strategy than usual. Through other reseller accounts we found that exercise/home gym items were selling for above retail prices on eBay so we adapted to the current market and got some inventory on our last grocery trip. We picked up 8 Kettlebell sets ($29 each) and 15 Pull Up bars ($18 each). We have already sold 2 Pull Up bars and 1 Kettlebell set. Profit on the bars is about $20 per and profit on the Kettlebells is about $50 per unit sold. There is money to be made in this climate on NON ESSENTIAL items - whatโ€™s selling for you? ..... ..... .... ... ... .. ebayseller ebay ebayreseller ebaystore ebaycommunity ebaysales ebaylife poshmarkseller posh poshmark poshmarkcommunity poshmarkcloset sales growth debtfreecommunity debtfreejourney resellercommunity resellerlife reseller

If Your In Debt & Need Help Customizing An Affordable Repayment Plan. Our Debt Relief Company Can Settle All Your Debts For Less Than You Owe! โฌ†๏ธSign Up On Our Website On The Link โฌ†๏ธ๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต HarrisGoldbergFinancial.com Can Save You Money ๐Ÿ’ต& Eliminate Payday Loans & Credit Card ๐Ÿ’ณ Debts With One Affordable Monthly Payment. ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก harrisgoldbergfinancial HarrisGoldbergFinancial.com debtrelief debtreliefsolutions debtfreecommunity debtfree debtfreeclutterfree debtfreefamily getoutofdebt getoutofdebtnow getoutofdebtfast getoutofdebtfaster getridofdebt getridofdebts getridofdebtsfaster getridofdebtsfast paydayloanrelief paydayloanhelp debtreliefhelpgroup paydayloanreliefprogram paydaydebtreliefcompany paydayloanreliefcompamy paydayloansettlementprograms creditcardconsolidationcompany creditcarddebtrelief creditcarddebthelp

What a time that weโ€™re living in right now. However in this time of uncertainty, these are our top 6 things weโ€™re grateful for. โ € โ € Our HOME. Shelter is very important to us all. It provides comfort and protection. Weโ€™re thankful for our home. Even with the old creaky floors, the messy beds or dishes in the sink. Weโ€™ve feel safe and protected here. โ € โ € Reading the Bible and praying are very important to us. Weโ€™re not perfect and maybe there are times when we donโ€™t do this but for now weโ€™re thankful that we have the opportunity to do this more than before. โ € โ € Weโ€™re a family of 3. Two adults and a little one. We are all working and doing school at home. Is it chaotic, maybe. Would we change it? No. Weโ€™re spending so much time together and we love it. There are times when we are all In Separate rooms and we love our private time also. But having everyone together is something that we are enjoying. โ € โ € We love cooking and weโ€™re getting a chance to experiment more and more. Weโ€™re eating such great meals, Even when it is just eggs and toast. Weโ€™re so thankful for having food on our table. Weโ€™re also eating together. Thatโ€™s something that weโ€™ve desired to do more of. โ € โ € Sure weโ€™re working but after that weโ€™re also relaxing. Weโ€™re using this time to just do nothing sometimes. Weโ€™re watching cooking tutorials or Netflix. Son is learning all about the Star Wars lineage. So thankful for this time of rest. โ € โ € Weโ€™re meeting more and more people on IG. Weโ€™re laughing with the funny posts and crying with the more emotional ones. Love the family that we have made here. You are entertaining us and keeping us informed. โ € โ € So yes itโ€™s crazy right now but I urge you to look on the positive side to all this. There is hope for a greater tomorrow and there love to spread. Itโ€™s also ok to feel sad but remember that there are those around you that you can call on to help you cheer up. If you donโ€™t, you at least have us!โ € โ € What are you grateful for?โ € โ €hope love covid19 dfc daveramsey nospendchallenge debtfreecommunity babystep3 debtfree jesus community

If Your In Debt & Need Help Customizing An Affordable Repayment Plan. Our Debt Relief Company Can Settle All Your Debts For Less Than You Owe! โฌ†๏ธSign Up On Our Website On The Link โฌ†๏ธ๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต๐Ÿ’ก๐Ÿคฆโ€โ™‚๏ธ๐Ÿ’ณ๐Ÿ’ต HarrisGoldbergFinancial.com Can Save You Money ๐Ÿ’ต& Eliminate Payday Loans & Credit Card ๐Ÿ’ณ Debts With One Affordable Monthly Payment. ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก๐Ÿ’ต๐Ÿ’ณ๐Ÿ’ก harrisgoldbergfinancial HarrisGoldbergFinancial.com debtrelief debtreliefsolutions debtfreecommunity debtfree debtfreeclutterfree debtfreefamily getoutofdebt getoutofdebtnow getoutofdebtfast getoutofdebtfaster getridofdebt getridofdebts getridofdebtsfaster getridofdebtsfast paydayloanrelief paydayloanhelp debtreliefhelpgroup paydayloanreliefprogram paydaydebtreliefcompany paydayloanreliefcompamy paydayloansettlementprograms creditcardconsolidationcompany creditcarddebtrelief creditcarddebthelp

Last Wednesday, I was crying my eyes out after losing my job.... This Wednesday, I laughed hysterically for the first time in a whileโ€ฆ. This was my sons reaction when he found out it was a girl. We had to remind him, that he does actually get on with girls, especially his cousin, they are so close. Being pregnant during the lockdown has not been easy. Itโ€™s the little things you look forward to on the pregnancy journey like going for a scan, which is no longer exciting. I walked into the hospital alone feeling so sad and worried. as no kids or partners are allowed, I was hoping we could all find out the gender together, so asked the sonographer to write it down but unfortunately that wasn't allowed too so this is what happened when I told my son. Thankfully, baby is healthy (which is all that matters and to my disbelief it was a girl. Now I can get my tubes tied!

This shirt will be 5 years old soon, and thereโ€™s a story here. . During my school and uni life, I was always a part of house sports, civic clubs, awareness walks and activities. Simply put, I represent, always. It was something I loved to do. However, after the birth of our daughter and subsequent separation, I hadnโ€™t done a walk for close to two years. During that time, I didnโ€™t bake, I didnโ€™t create, I was literally going day by day, breath by breath. . I had been whispering to myself that I had no way of getting back to the things I love because I was constantly tired. Constantly exhausted. I was telling myself I couldnโ€™t possibly do any of it. Nothing appealed to me. Then I thought of dropping the baby off to my Mum early morning and getting the time to go, but she had already been doing so much to help. Hardly seemed fair. Then I told myself again it wasnโ€™t possible. I cried. . Then @icblinsurance planned a 5K. It was early morning on a public holiday, Heroes Day. I reasoned to myself that I could pack the bag the night before and put the stroller in the trunk. I then told myself I could rest during the afternoon since I didnโ€™t have to work. I told no one of the crazy plan. I didnโ€™t want anyone to talk me out of it. . I paid for the t-shirt on Thursday, April 23, 2015 at the ICBL office. I remember getting a number and goodie bag. By the following Monday night, I was ready to turn off the alarm and not bother. I was exhausted. But I packed the bag anyway and leaned the stroller on the door. . I got up. I went. I walked, ran, and I completed the 5K in 53:35 with 3 baby food stops. She was 16 months at the time and seemed to enjoy the ride. I told my parents and friends afterwards. They thought I was a crazy person. But that day was the beginning of rediscovering, a day of realizing that I can push past โ€œtiredโ€ and do the things I love, with persistence and planning. April 28, 2015 was a day of no excuses. @icblinsurance was there when I needed them most, indeed. . We have done plenty walks together since then. Forward only!

Pay day! (My payday was actually Tuesday but things came up and I couldnโ€™t work on any budgeting) I look forward to pay day ๐Ÿ˜ I can work on my budgeting and cash envelopes. payday cashenvelopes budgeting debtfreecommunity cashonly nocreditcards paycash

I feel like Iโ€™ve cooked a thousand meals in the last two weeks. Itโ€™s an endless cycle of peeling spuds and boiling pasta. I donโ€™t even eat out that much normally. ๐Ÿคท๐Ÿปโ€โ™€๏ธ Bloody lockdown!mealplanning savingmoney frugal frugalliving frugality budget budgetmom budgeting dfc debtfreecommunity debtfreecommunityuk ukmoneybloggers

โœจ april budget! - ๐Ÿ’ธ we had to adjust our budget because we are getting a puppy! we are both contributing to the deposit but ๐Ÿ‘จ๐Ÿปโ€๐Ÿ’ป paid for it first so iโ€™ll be paying him back in installments. - ๐Ÿ‘ฉ๐Ÿปโ€๐Ÿ”ฌ i have a big payment for my car registration that my mom pays since my car and permanent address is my parentsโ€™ house. i have budgeted to pay her back. - ๐Ÿถ because of our future puppy, we have started to budget more money to start saving for her. we donโ€™t know when we will get her, but we are starting an EF for her already just to be prepared (for vet visits, food, etc.) ๐Ÿ“š๐Ÿ“ i am still trying as much as possible to put more $$$ in student loan payments while interest is frozen. i know i wonโ€™t be able to max my roth 2019 this year but itโ€™s ok. i know eventually i will be able to. - ๐Ÿ’Œ howโ€™s your april so far? stay healthy everyone. thanks for listening. . . .debtfreecommunity debtfreejourney debtfree debtfreegoals financialindependence financialfreedom financialindependenceretireearly retireearly daveramseybabysteps budgeting

Improving your financial situation can be quite difficult. It can be even more complicated if your spouse is not on the same page. โฃ โฃ We put together 5 ways you could get your reluctant spouse on board with budgeting. Here's a basic overview:โฃ โฃ ๐Ÿ. ๐…๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐ฉ๐จ๐ฎ๐ฌ๐ž'๐ฌ "๐ฐ๐ก๐ฒ"โฃ ๐Ÿ. ๐Œ๐š๐ค๐ž ๐ญ๐ก๐ž ๐›๐ฎ๐๐ ๐ž๐ญ๐ข๐ง๐  ๐ฉ๐ซ๐จ๐œ๐ž๐ฌ๐ฌ ๐ž๐š๐ฌ๐ฒ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž๐ฆโฃ ๐Ÿ‘. ๐‡๐š๐ฏ๐ž ๐ฌ๐จ๐ฆ๐ž ๐Ÿ๐ฎ๐งโฃ ๐Ÿ’. ๐„๐ง๐ฌ๐ฎ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐ฉ๐จ๐ฎ๐ฌ๐ž๐ฌ ๐ฏ๐จ๐ข๐œ๐ž ๐ข๐ฌ ๐ก๐ž๐š๐ซ๐โฃ ๐Ÿ“. ๐‚๐ž๐ฅ๐ž๐›๐ซ๐š๐ญ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐ข๐ง๐ฌ ๐ญ๐จ๐ ๐ž๐ญ๐ก๐ž๐ซโฃ โฃ Thanks for putting this together @andyhillmkm. Click the link in our bio to check it out!โฃ โฃ What have you done to get your spouse on board with budgeting?

Started with this client last month, happy he decided to make the step to move in his purpose. Looking forward to the next 3 months. Call or email for your FREE consultation. purposemoves purpose makingpurposemoves makingpurposepopular creditrepairservices creditrepair creditrestoration credit creditscore debtfreecommunity debtfreejourney debtfree debtfreegoals debtfreelife business entrepreneur womanbusinessowner

This does not mean you have zero dollars in your bank account. But it does means before the month even starts, youโ€™re making a plan and giving every dollar a name. This is called a zero-based budget. It just means your income minus all your expenses (outgo) equals zero. In other words you have to make sure your expenses match your income during the month. : EX. If you earn $2,500 a month. Everything you spend, save, give or invest should to add up to $2,500.

The past is where you learned the lesson. The future is where you apply the lesson. I shared my future goals but here is some insight into my past ๐Ÿ‘‡ . I have made a lot of mistakes over the years but that all changed in 2017 when I decided that I needed to change. I didnโ€™t want to be broke anymore! I wanted to work towards financial independence so that I could live a simple and satisfying life. I didnโ€™t want to follow the steps that my parents took, which was living paycheck to paycheck and โ€œretiringโ€ at 62+. That is the life of most normal people if they even get to retire at all. I made a choice to take action and control what I could to start creating the life I want. . What was your "why" moment? What got you fired up to change something in your life? . 2011: Graduated college with a Bachelorโ€™s of Biology and $50K in student loans. Started work in Quality Assurance. 2014: Switched companies for a promotion. Got a 32% pay increase. 2015: Switched companies for another promotion. Got a 30% pay increase. 2016: Got married and decided to start an MBA program. Added $10K in student loans 2017: Stopped the MBA program. Started debt free journey with $110K total debt. 2018: Relocated and got a 40% pay increase. Finished off Credit Cards, Car Loan, and personal loans! 2019: Graduated with Bachelorโ€™s of Supply Chain Management. 2020. Hoping this Coronavirus Pandemic ends quickly and to be debt free! . . Please like and follow!

I will NEVER shut up about how much you should avoid MEANINGLESS fees!!!!!โฃ โฃ Take a quick glance through the different banks.โžก๏ธโžก๏ธโžก๏ธโžก๏ธโฃ โฃ Then look through your online banking (checking AND savings!). โฃ โฃ You can usually search the word โ€œfeeโ€ but I would also go through your transactions individually if youโ€™re not sure. โฃ โฃ Got overdraft fees?? โฃ ๐Ÿ“ฒ Call/visit your bank and ask the rep to REVERSE them๐Ÿ™๐Ÿปโฃ โฃ Got useless fees??โฃ SWITCH. BANKS. This is America and you are 100% capable of NOT HAVING YOUR MONEY STOLEN BY BIG BANKS.๐Ÿ‘Š๐Ÿป๐Ÿ‘Š๐Ÿปโฃ โฃ ๐Ÿฅดโ€œbUT iTs JuSt a FEw doLLarSโ€ โฃ โฃ If THATS you๐Ÿ‘†๐Ÿป then you donโ€™t value your time or yourself enough which is a WHOLE other issue. ๐Ÿ™…๐Ÿปโ€โ™€๏ธโฃ โฃ For me, I work HARD, and not protecting my time in the currency of USD$ would be a HUGE disservice to myself. โฃ โฃ Next post will be all of the accounts/banks I DO recommend! โฃ โฃfemaledomination femaledriven financetips finances smartmoney financialfitness earlyretirement debtfreejourney personalfinanceforwomen investorlife financialgoals moneymatters financeblogger personalfinance financeira financingavailable financialempowerment womeninfinance financialservices financiallyfree teachercreated teacherpreneur teachersummer bargainshopper teacherhumor teachermode teacheroutfit thriftshopping thriftfashion debtfreecommunity โฃ โฃ

My way of productivity . Quarantine for all of us has been so different yet so the same. I am a married 30 year old with no children and a dog. Iโ€™m a homeowner currently with no job or working partner. . So this is how I have designed my time. Into tasks. These are things this month that I would love to tackle/accomplish. Some are minuscule, some are daily, some are more time consuming. But I really feel there is nothing better than checking off a list โœ…. . I can always add to the list and if a task is not completed I can either carry it to the next month or forget it all together. . I started this a while ago and there are some things on this list I have carried over month after month. If I forget to put something in the list and I feel as though it should have been, I put it on and cross it off. No itโ€™s not cheating. . For whatever reason this has worked for me. What works for you?!debtfreecommunity

๐Ÿ’ธ Budgeting to $0 every month and using cash envelopes were two of the most important steps to becoming debt free! ๐Ÿ’ธIt holds you accountable ๐Ÿ’ธYou can't spend what you don't have. ๐Ÿ’ธ There's literally been research done that paying in cash makes you value your purchase more because you feel the pain of spending. Check out my "Budget Tips" highlight if you want a quick explanation on cash envelopes. Do you guys use a cash envelope system?debtfreecommunity debtfreejourney debtfreegoals cashenvelopesystem cashenvelopes daveramseybudget

The IRS recently extended the tax filing deadline to July 15 and thus extended the 2019 IRA deadline. Everyone should log into their IRA and make sure their April contributions are going towards the 2019 limit of $6,000 per account. Donโ€™t forego your opportunity to cram as much $ into your 2019 IRA before time is up on July 15th. financialfreedom journey fi saving investing moneygoals dfc debtfreecommunity financialindependenceretireearly nodebt retireearly debtisdumb debtfreejourney mortgagefreecommunity lifeafterdebt babystep7goal firemovement debtfreenurse gyflt easyfi

Since weโ€™ve been having a drop in the market, I wanted to keep track of how my investments are doing. I am also keeping track via line graph to see how it changes. Hope to be able to show it at the end of the year, or even half way through the year. Anyways, in February I was down -6.67% for my 401K and -4.78% for my IRA with the YTD total climbing down to around -10%. Now, for March, my investments have decreased in value more reaching: -13.21% for my 401K -11.32% for my IRA As for YTD total, I was looking at closer to around -20%. But again, not to fret. I will stay the course. I canโ€™t wait to see when the negatives turn positive. We had a few down days beginning of April and then a few up days so Iโ€™m getting closer to about -15% YTD total now.

We are thankful my husband and I can both work from home and our hours havenโ€™t changed. . My husband is actually swamped with work and work 10-12 hour days and weekends. . We are praying for all of this that are feeling the impact of not being able to work. God has you and he will provide all of our needs! . We are also excited about another CC paid off yesterday! . We have been slacking a bit on our snowball. Once our kids started homeschooling we started focusing on purchasing things they needed to do school work. . Weโ€™re back on track and ready to roll! .daveramey thankfulinallthings bigandsmall babysteps debtfreecommunity debtfreejourney bs2 babysteps

Our monthly spending report is up on the blog (link in bio). This is where I talk about our spending and savings for the month. March was super strange for lots of reasons. We had made excellent progress with our foodbudget but prepping to stay home for a few weeks really blew it up. Check out the link to see where we ended up!โ  โ  โ debtfreecommunity debtfreejourney debtfree livewithless financialfreedom financialhealth savemoney debtfreedreams liveonabudget livebeneathyourmeans lessismore livelikenooneelse debtfreedom cash budgeting debtfreeliving frugal frugalliving savemoney minimalismโ mortgagefreejourney

Credit card debt free. ๐ŸŽŠ๐ŸŽ‰ I know Libby wonโ€™t ever dare tell the world what just happened. But I want to tell the world how proud I am of her and us as a team. We sat down last October and put it out into the universe that we wanted to be debt free. And all we have left is my car loan! Whattt whatttt?! This one was all Libby.. and I am so proud of her! You can do it my friends. Donโ€™t look at the big scary goal as a whole, but break it up and celebrate the hell out of the little goals you achieve! โ€ข โ€ข โ€ข โ€ข โ€ขdebtfreejourney debtfree debtfreecommunity debtfreeliving debtfreelife workingforourfuture buildingourfuture savingmoney debtsnowball debtfreegoals debtfreefamily

The biggest tip I can offer when people are looking into paying off their debts or starting the Baby Steps is that you need to set enough aside for YOUR emergency fund. ๐Ÿ’ต - Some people will save the $1000 that Dave Ramsey suggests and start paying down their debts. The only problem with that, to me, is deciding what that $1000 could pay for if you lost your job. Can you cover one months rent or mortgage with it? Can you pay your utilities? How quickly could you find another job to stretch that $1000? Could you stop yourself from eating out to save more money? - I'm not a financial advisor of any sort, but I personally suggest people who looking into paying off debt to calculate and save at least one months worth of total expenses (I'm talking bare bones expenses). Cut down and cut out certain things that you know you don't need (no one really NEEDS cable or all of their streaming subscriptions) and you'll feel much better about your savings! -debtfree debtfreecommunity dfc budgetfamily budgetlover minimalism minimalhome minimalmillenial minimalmom millenialminimalist debtfreejourney

loanlanguage The interest rate is only 1 factor of the cost of a loan. The total cost can be understood by the APR which is the annual cost of a loan inclusive both of interest rate and all other associated fees. When comparing loan products, it is important to consider the APR of each product.

Project Indoor Plant is go!โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € Since we're spending a lot more time inside now, I'm doing my darndest to improve my indoor living arrangements, which have always been very minimalist.โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € I would love to have some more plants ๐ŸŒฑ around my kitchen and living room, however, I also have to contend with toddlers who like to dig and pull leaves ๐Ÿ˜‚โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € Currently, I've got a Snow Drop, Peace Lilly, Zebrina & a Cyclamen (personal fave).๐Ÿ˜โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € Do you have indoor plants? What do you recommend? โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €emilyonmoney financialfreedom debtfree wealthcreation personalfinanceblogger budget moneygoals investingwomen millenialmoney millenials goaldigger manifestingwealth millionairehabits debtfreecommunity dfc womenandmoney

๐Ÿ’ซ A time of RE-newal๐Ÿ’ซโฃ โฃ โœจThis is such a strange time. I tried to think of the right word to describe the world right now, but strange and weird are the best I could come up with. There is widespread loss, fear, anxiety, and uncertainty. Thatโ€™s on a large scale. Now letโ€™s take it smaller. Consider your own life. Iโ€™ll consider mine. Every single time I thought I was losing in life, I later realized it was not a loss but a lesson. I took something out of it. I grew in some way. It made me better. If nothing more, I realized I had the strength to withstand anything life would throw at me. Out of every loss, came RE-storation. This time feels so strange and foreign, but my history tells me itโ€™s no different. We may โ€œloseโ€ at this time. Every single one of us will lose in someway. But there will be renewal on the other side of this. Restoration, Realignment, and Iโ€™ll go ALL the way in and say โ€œResurrectionโ€.(letโ€™s not forget Easter is this weekend). Please remember during this time that you will come out on the other side of this in a better place in someway. Even if you canโ€™t see it right now. Iโ€™m wishing each and every one of you the best during these trying times ๐Ÿ™๐Ÿฝโœจโฃ โฃ Iโ€™d love to hear more โ€œRe-โ€œ words in the commentsโฌ‡๏ธ Let me know how your coming out of this experienceโฌ‡๏ธ โฃ โฃ โžก๏ธFollow @THEBUDGETMODEMOM for Budgeting & Savings tips and Financial Empowerment๐Ÿค—

What better time to start an Instagram than during a Pandemic?! Honestly, I need a distraction from quarantine. Iโ€™m just your average 30something year old gal. Iโ€™m a mom and wife, educator and student, overweight, in debt, and managing anxiety and depression. Believe it or not, Iโ€™m also happy! Most days. I have a lot of interests: cooking, recycling and composting, gardening, journaling, losing weight, learning, paying down debt, I came here to connect with people and document some of lifeโ€™s journeys. gardening greenthumb greenthumbwannabe newhere debtfreecommunity debtfreejourney debtfreegoals debtsnowball cooking recipes weightloss weightlossjourney losingweight mastersdegree mom toddlermom toddlermomlife toddlermommy anxiety depression anxietyanddepression food foodjournal

April monthly layout ๐Ÿ’•๐Ÿ’ซ I have 5 credit cards (๐Ÿ˜ฑ I know...) but pay them in full before their due dates. I put them on my calendar just as a reminder to check them and be sure the balance is $0 before interest hits. Organization is key to stress free finances ๐Ÿ˜Œ โ€ข โ€ข โ€ข โ€ข โ€ข โ€ขaprilmonthlyspread incomeandexpenses financialplanner debtfreecommunity millenialmoney dfc babystep456 monthlybudget budgetinspiration

Whatโ€™s your budgeting methodology? Having a budget is the 1 key to building wealth. You need a plan for every dollar. If you canโ€™t manage $1,000 then you canโ€™t manage $10,000. The 50/30/20 rule is a good rule of thumb! Also, download Every Dollar to set up your budget!! I personally use and recommend the Every Dollar app that is FREE and easy to use! debtfreecommunity budgeting budgetplanner everydollar everydollarcounts

Just back from our weekly shop, which is now for 10 days as we are minimising the amount we need to go out, but it got bumped up an extra ยฃ19.99 because I fell for the pretty pink bottle and because Mr. Evans said โ€œhey itโ€™s a 4 day weekendโ€ ๐Ÿ˜ข Why did I do it, I canโ€™t believe how silly I feel at the moment for feeling guilty for buying a flipping bottle of gin!!! We are meant to be saving and looking after the pennies even more so during this madness thatโ€™s happening ๐Ÿ˜ข It better be good savvy debtfreecommunity debtfreejourney debtfree debtfreegoals debtfreeuk overspending

I understand what's like to lose your job and worry about bills/surviving. I had to do a deep dive into the stimulus package and create this post so you understand there's absolutely NO reason to freak out about your finances. ___________________ โœ” For those with kids, your kid has to be 17 and under. If not, they don't qualify even if they depend on you financially. Basically college aged kids (18 - 25) were kinda sorta excluded. Ouch! I know. . . โœ” The "extra" $600 on top of the unemployment will vary slightly by state but if you live in New York and even Delaware (see screenshot) then yes. You're good to go. . . โœ”Read the NY Times link in my bio where they talk about the additional $600. Feel free to ask your questions below. ___________________ Follow @onesavvydollar for your daily money tips. Subscribe to onesavvydollar.com to get articles delivered to you free weekly. ____________________ . . . . . . . . . . . . . . . . . . .onesavvydollar financialsuccess financialplanning debtfree financialwellness financialfitness financialfreedom budgetplanningdebtelimination debtfreejourneyemergencyfunds savingmoneywealthbuilding youneedabudget financialeducation budgetingtipsdebtfreecommunity buildwealthbudgeting moneymanagement savemore financeexpert generationalwealth buildwealth financialgoals financialliteracy zerobasedbudgetmoneytipsforwomenmoneytipsformillennialsfinancialeducation

SIX STEPS TO SAVE OVER ยฃ100 ๐Ÿ’ฐ โฃ โฃ My first *proper* guide is now OUT! ๐ŸŽ‰ (&โฃ itโ€™s free)โฃ โฃ Itโ€™s been in the pipeline for a while and finally itโ€™s here for you - itโ€™s simple, itโ€™s practical & you can implement the steps within a day and save yourself hundreds (possibly thousands!)โฃ โฃ How to get hold of it, you ask? โฃ โฃ Simply sign up to my mailing list on the website and ta-dah! Itโ€™ll appear in your inbox ready for you to save those pennies (& pounds)โฃ โฃ Iโ€™d love to hear your feedback so let me know what you think & what content I can bring you ๐Ÿ™๐Ÿผ

YES! Due to the halt on interest for student loans we are saving about $34 A DAY! I feel so blessed that we are still able to make payments and take down these loans! Currently our grad plus is at around 89k (from 119k) and we are hoping to get it to the 70k range before interest comes back in September! How much are you saving in interest? ๐Ÿ’™

We help Canadians get financial freedom! Struggling with debt? . . For FREE Consultation: Call: 1-888-551-6704 Text/Whatsapp: 1-647-696-2111 Email: info@canadaffc.ca Web: www.canadaffc.ca . . .cffcl canada debt money debtfree credit financialfreedom finance consumerproposal debtfreecommunity creditrepair debtfreejourney budget personalfinance creditscore budgeting bankruptcy mortgage studentloans business goals badcredit finances creditcards loans

I love these debt free charts from @debtfreecharts they were free (huge plus for the frugal in me) and they help me keep track of how Iโ€™m doing! Who doesnโ€™t love coloring too? dfc daveramseybabysteps debtfreecommunity debtfreejourney debtfree2020 savings emergencyfunds

Sheโ€™s become very spoiled during quarantine. DFC check-in: So far this year, Iโ€™ve paid off 5.33% of my total debt. I havenโ€™t been able to throw huge amounts towards my debt and Iโ€™m lazier about tracking everything than I was in January. Today I busted open my notebook, planned what Iโ€™m doing financially with this pay period, and transferred some money to savings to make me feel better. Slow progress is STILL progress, though Iโ€™m still beating myself up for not going as intense as some of my dfc pals. You guys are killing it. COVID may throw you off balance for a bit, but we still have a lot of 2020 left. If you have been laid off because of this, my heart is with you! We will overcome. Be kind to yourself โค๏ธโค๏ธโค๏ธ

Oh man...the cleaning bug inside me is triggered today! Bottom shelf could be better but I know the kids are going to rip it apart anyways so whatโ€™s the point lol ๐Ÿ˜‹๐Ÿ“˜๐Ÿ“—๐Ÿ“’๐Ÿ“™๐Ÿ“• ๐ŸŒˆ YouTube: Budget Queen โ€ข Etsy: BudgetQueenShop โ€ข Email: BudgetQueen2018@gmail.com ๐ŸŒˆdebtfreecommunity debtfreejourney debtfree debtsnowball debtfreeliving debt debtfreegoals budget budgeting daveramsey babysteps babystep2 money cashenvelopes realnumbers budgetwithme cashenvelopes sinkingfunds budgetbinder budgetsheets etsy budgetsheets debtprogress youtube youtuber organizing cleaning books

๐Ÿ†I'm looking for 10 people, Rather you want to make a career out of it or just make some extra money! โ€ข * Paid weekly through direct deposit or check * ๐Ÿ”ฅDM "AGENT" to see if you qualify. All from your Computer or Smartphone๐Ÿ“ฒ๐Ÿ“ฒ๐Ÿ“ฒ work when you want ๐Ÿ”ฅ Car allowance and many other perks/benefits. โ€ข โ˜Ž๏ธText โ€œREADYโ€ to 714.386.0203๐Ÿ‘ˆ๐Ÿฝ๐Ÿ‘ˆ๐Ÿฝ fixmycredit bankruptcy cars credithelp investing motivation experian creditmatters creditispower creditgoals financialliteracy homeloans goals home transunion businessfunding photo loan collections crediteducation atlanta debtfreecommunity ficoscore sale spnfandom spnfamily budgeting cash homeloan

become debt-free so that you can spend not just save!

I've been slowly making my way through my wardrobe and decluttering and organizing items. Donation centers are closed right now, so I just set aside bags that I would like to donate in the den. โœจ . Even though I've paired down my wardrobe a lot over the past few years, it still feels so good to get everything organized once again. โœจ . I've been using this checklist to help me get a better understanding of my spending habits. For example, in the past, I noticed that a lot of the items I was getting rid of were only worn once or twice. I realized that I was buying clothes without thinking about whether I really loved them or not. I just bought them because they were on sale and figured I might wear it someday. Maybe you can relate? โœจ . But now, I like to wear my clothes until they are worn out. I'm getting better mileage from my wardrobe and this makes me happy. It also makes my wallet happy too. โœจ . I bought some new sleepwear recently, but I'm trying to avoid unnecessary spending during this time. It's been great making the most of what I already have. Have you been organizing your wardrobe lately? ๐Ÿ™‹โ€โ™€๏ธ

I swear the Resolution drops are LIFE! Itโ€™s 3pm and I had to FORCE myself to eat something because I wasnโ€™t hungry๐Ÿคท๐Ÿฝโ€โ™€๏ธ... so we opted for eggs๐Ÿฅš (half was for Shunte) . . . . . . . . . . . . . . . . . ๐Ÿ‘‰๐ŸฝClick link๐Ÿ”— in my bio to order๐Ÿ‘ˆ๐Ÿฝ . . . . . . .5poundsin5days IasoTea CBDTea TeamFitAndFree Hole16 Entrepreneur ArmyStrong DisabledVeteran GirlsWhoLift GenerationalWealth FlippingHouses MillionaireMindset PugsOfInstagram PugLife DogsOfInstagram RealEstateInvestor Mission22 Keto WholesalingHouses Thyroidectomy Endometriosis NaturalHair DebtFreeCommunity DebtFreeJourney TotalThyroidectomy WholetailingHouses WomenInBusiness TotalLifeChanges VeteranOwned Melaninfitspiration

A question that people ask a lot during a recession is whether they should start investing. Is this something that you have thought about too? Investing is something that I find isnโ€™t widely talked about, and lots of people think that you need a lot of money to invest - but thatโ€™s not true at all! I wish someone had sat me down at a young age and explained investing to me and why I should be doing it. In fact, I wish that someone had done it at any point! Iโ€™ve never had anyone tell me to invest ๐Ÿคฃ. But why am I investing? Because Iโ€™ve put in the work and done the research. Iโ€™ve figured out my long term goals and what I need to do in order to get there. Iโ€™m no investing expert but I do know that you shouldnโ€™t time the market - itโ€™s the time IN the market that counts. If you try and time it, youโ€™re just putting it off. & if you are truly trying to time it then you will need to buy at the exact right moment and then sell at the exact right moment. Pretty difficult to do! I actually got my partner to open up an investment account today โ˜บ๏ธ Iโ€™ve been bugging him to get one for a while and heโ€™s finally taken the leap! We agreed to do this as a joint decision for our future life goals. This is all for our future! Do you invest? Do you want to start? Let me know your thoughts in the comments below! โค๏ธ

How fast ๐Ÿ’จ does your pay check go from paying bills? As fast as the city life.... if so letโ€™s us help you slow it down and help make it grow. We specialize in debt relief debtfreecommunity debtsettlement businesdebtrelief debtforgiveness student loan help federalstudentdebtrelief wealthmanagement debtfreejourney studentloansconsolidated 8443233328

Listening to @kidzbop and embracing the messy art life today ๐Ÿฅฐ debtfreejourney debtfreecommunity frugalliving frugalmom savingmoney momlife stayhome artclass

Just a little midweek motivation for everyone! (Including myself ๐Ÿ’–)

PERSONAL FINANCE 101 Whether we are in good or bad economic times, these principles always apply Save more than you spend, or else how will you ever build any wealth? Avoid consumer debt or youโ€™ll be caught up paying crazy interest rates for things you should save and pay cash for Have multiple sources of income so you donโ€™t have all your eggs in one basket Spend money on things that will help you grow your knowledge because remember knowledge is power Spend money on things that will free your time up - time is money Learn skills that earn money so you can keep diversifying your income streams What would you add to this list?veemakescents debtfreecommunity debtfreeliving savingmoney debtfreejourney debtfreedom financialfreedom personalfinance wealth buildwealth financialplanning bossbabe minimalism assets goaldigger cashisking financialliteracy budget financialsuccess motivation onabudget moneytips savingschallenge focused moneymindset justdoit mindset moneymanagement girlboss quarantine

Are your kids part of your "why" for financial freedom? โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € Tell me about your kids and what you want most for them when it comes to freedom?โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € .โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € .โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ € .โ €โ €โ €โ €โ €โ €โ €โ €โ € โ €โ €โ €โ €โ €โ €โ €โ €โ €starttoday madeformore daveramsey babysteps greatestworth moneymindfulness mondaynightliveโ €โ €โ €โ €โ €โ €โ €โ €โ €moneylove loveyourmoney debtfreedom debtfreecommunity moneycoach moneycoachasheville intentionalliving intention plantowin personaldevelopment momwin goalgetter makealifeyoulove makeithappen personalfinanceforwomen budgeting moneygoals womenhelpingwomen atomichabits financialfreedom moneysavvy

A goal can change your life. What are yours? If being Debt Free is your goal: . . For FREE Consultation: Call: 1-888-551-6704 Text/Whatsapp: 1-647-696-2111 Email: info@canadaffc.ca Web: www.canadaffc.ca . . .cffcl canada debt money debtfree credit financialfreedom finance consumerproposal debtfreecommunity creditrepair debtfreejourney budget personalfinance creditscore budgeting bankruptcy mortgage studentloans business goals badcredit finances creditcards loans

Frankly Speaking: Letโ€™s talk about some other ways the Spirit of Debt affects our lives. How about impulse spending? You know, things like unplanned vacations, such as when your friends call up and tell you about a great deal they got to go to the Bahamas for three nights and four days. It was only ninety-nine dollars for airfare! Not to mention nine hundred dollars for hotel, food, and entertainment. Not to mention transportation. bottomlineministries FrankReed credit debtfree creditcards debtfreecommunity debtfreejourney debtsnowball debtfreeliving debtfreedom debtisdumb debtfreegoals debtfreelife debts debtrelief debtmanagement debtpayoff money debtslave financialfreedom entrepreuner money debtfreecommunity ministry love church jesus faith bible family

Save in your Sleep (๐’๐€๐•๐„ ๐“๐‡๐ˆ๐’ ๐๐Ž๐’๐“)โ  โ  Let your money work for you. Set it and forget it! This is the best way to start saving money no matter the amount.โ  โ  Book a ๐…๐ซ๐ž๐ž ๐Ÿ‘๐ŸŽ ๐ฆ๐ข๐ง๐ฎ๐ญ๐ž ๐ƒ๐ข๐ฌ๐œ๐จ๐ฏ๐ž๐ซ๐ฒ ๐‚๐š๐ฅ๐ฅ to get to the root of your money barriers and start a plan with me. โ  โ  Giveaway Rules:โ  1. Like this postโ  2. Share on your story and tag meโ  Extra Credit: Get this tip and over 40 more by Signing up to get the ๐“๐š๐ค๐ž ๐‚๐จ๐ง๐ญ๐ซ๐จ๐ฅ ๐จ๐Ÿ ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ง๐ž๐ฒ ๐“๐จ๐๐š๐ฒ ebook โ  โ  Link in Bio

โฃ โฃ If you're like me and struggle sticking with your budget. Here's a system that has helped me out tremendously!โฃ โฃ It's old as dirt, tried and true and with a little bit of discipline it does wonders for your finances. Give it a try!โฃ โฃ Leave a comment if you like this method or if you have a method that's helped you .

Are you bored and broke? In debt or need some cash? Daddy is here to help and assist only legit babies.. $105,000 for giveaway text Daddy on phone +14705887217 Or my Google Hangouts benjaminoliver002@gmail.comsugarmummy sugarmoms sugarbabiesneededasap sugarmamas sugarmamastatus sugarmommylegit singlemom collegegirls collegelife collegestudent creditunion debtfreecommunity cashcow cashcows๐Ÿฎ๐Ÿฎ๐Ÿฎ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธ cashslave payoffdebt sugardaddyneededasapdmme sugarbabybr sugarbab sungazing

Do you agree with this? Comments your thoughts! Tag someone in the comments who needs to SEE THIS ๐Ÿ‘‡ โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€” Like our content? Click the follow button ๐Ÿ“ฒ๐Ÿ‘๐Ÿป โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€” Follow @financiallyfreejourney ๐Ÿ”ฅ Follow @financiallyfreejourney ๐Ÿ”ฅ Follow @financiallyfreejourney ๐Ÿ”ฅ โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€” Click the link in my bio to subscribe and listen to the financially free journey podcast! โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€” Credits: to the respective owners Respective owners: โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”financiallyfreejourney dividendgrowthinvesting longterminvesting financialfreedom financialindependence valueinvesting investingforbeginners financegoals wealthbuilding millennialmoney financialpeace firemovement firecommunity debtfreejourney debtfreegoals budgetingtips chooseFI moneymindset debtfreeliving livelikenooneelse frugalliving everydaymillionaire daveramsey daveramseybabysteps financialpeaceuniversity debtfreecommunity financegoals

When I was in debt I remember consistently feeling like my money was out of control. I didnโ€™t know where most of my money went. _ Twenty bucks here, thirty there, swipe swipe swipe. Most of the time it was unplanned and more importantly UNNECESSARY. In one years time I could easily spend THOUSANDS of dollars on take out, fast fashion, cheap decor, or anything you could think of. _ But every time I saw my credit card balance it was always the same feelings. Regret. Loss of control. Disappointment. Living paycheck to paycheck was something I knew I could NOT keep doing. _ I decided to say GOODBYE to my debt. I began budgeting my paychecks in fall of 2019 and with bills aside, ANYTHING left over went to debt. I became addicted. Every month I tried to beat my amount from the prior. I began selling things on eBay that I know longer needed, I volunteered for overtime- I made the effort. What originally would have taken me about a year to pay off, was COMPLETED in 7 months. _ How did I become debt free? I TOOK CONTROL. I told my money where it should go! Instead of continuing the to allow my money to be used on fast food, cheap clothes, makeup, and gadgets, it went toward paying all my debts. I was also able to create more space by getting rid of things I didnโ€™t need. I took control of my money, and now I am FREE. ๐Ÿฅณ _ _debtfreecommunity debtfreejourney debtfreegoals debtfreeclutterfree debtfreelife debtfreeliving moneytalk buylesschoosewell minimalism budgeting budgetingtips

I actually filed about a week and a half ago. I scheduled an appointment with a tax professional in my hometown. Part of me wasnโ€™t sure whether to still go but I decided to anyway because I didnโ€™t want to cancel on the lady and I just wanted to get them taken care of (even though they had already announced the deadline change). Usually I do them on my own but my mystery shopping income had me feeling uneasy about it. I am glad I went with a tax professional because even though her fee was $150, she still got me back $1058. When I tried to enter it on my own into H&R Block, I was only getting back about $550. Sometimes it is totally worth it to pay a professional. I have added $858 of my refund to my emergency fund. $150 to the preparation fee & $50 for spending on something I had been wanting for awhile.taxes incometax taxseason taxrefund taxpayer budget refund budgeting dfc debtfreecommunity debtfreejourney debtfreedom financialgoals financialfreedom financialpeace financialplanning personalfinance totalmoneymakeover livelikenooneelse daveramsey daveramseybabysteps babystep2 gazelleintense debtfreesomeday aspiringtobedebtfree

Hey mommas, Hey Girl! Hey Sis!! Listen itโ€™s natural especially now for fear to pop up. We got this! Face fear, look it dead in the eye, and rise to the challenge. . . Letโ€™s not back down, letโ€™s rise up and create a plan. . . Fear paralyzed me and held me back so many times but I declare and affirm to be FREE! Iโ€™m not quitting on me. I believe and I will receive all that God has for me. . . Today, I stand with you to rise up and push through fear with faith. It only over power us when we refuse to face it. . . Letโ€™s face it, letโ€™s give ourselves permission to be FREE! . . Tag another mom who needs the encouragement during their journey. . . Follow @thebudgetpusher for more budget tips, savings tips, my debt free journey, and shed some hope and good vibes ๐Ÿค—. . .debtfreegoals debtfreecommunity personalfinanceforwomen fruglalife budgettips budgetlife budgetblogger payingoffdebt moneysavingtips moneysavingmom covidkindness moneymindset momsempoweringmoms momstruggle gazelleintense debtsnowballin zerobudget babystep2

These times are stressful. Let us take care of your debt repayment. We will save you hundreds to thousands. Your freedom starts here.

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