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#newpath2freedom

#love #instagood #photooftheday #fashion #beautiful #happy #cute #tbt #like4like #followme #picoftheday #follow #me #selfie #summer #art #instadaily #friends #repost #nature #girl #fun #style #smile #food #travel #holiday

Most of us would like to refrain from thinking about insurance. It’s a considerable amount of money for something that rarely gets used. Banks require us to have insurance when we have a mortgage or car loan. And there are so many different types of insurance. What kinds of insurance do you really need and how much coverage is required? Life insurance serves to replace your income if you die. The trick is determining how much life insurance you need. If you’re without dependents or heirs, it makes little sense to invest in life insurance. The only benefit to life insurance then is to pay for your funeral expenses. Check out this quick method for determining your life insurance needs: 1. Think about your current lifestyle. Ideally, life insurance will permit your family to continue living in the same way they currently live, even without the benefit of your income. 2. Most experts advise having enough life insurance to cover your debts, including your mortgage. The idea is to leave your family debt-free, but there’s also the consideration of living expenses. 3. It’s important to have enough life insurance to cover your share of the monthly bills and college expenses. Without debt, your spouse might easily be able to cover the monthly expenses. Then again, it might be difficult. Also, college is expensive and can be a significant financial challenge. 4. You can reduce the amount of life insurance needed depending on your savings and the value of your investments and retirement accounts. The more money you have, the less life insurance you’ll need. Life insurance isn’t an enjoyable topic, but it’s definitely worth talking about. Your family will thank you, and you’ll sleep better at night knowing your loved ones are free from financial worries. Contact a licensed life insurance agent to learn what type of coverage is best for your current situation. Use the link in the bio to grab a copy of my workbook that will help you with your financial spring cleaning.

Are you prepared to take advantage of the current interest rates? Now is the time to work on improving your credit. We have options to get you started. Schedule a consultation using the link in the bio. financialeducation finacialliteracy financialhealth financialmanagement moneymanagement moneytips money moneymatters financialfuture finances credit singlemom singleparent savemoney moneymindset creditrepair creditmatters creditscore fixyourcredit savemoney incomeshift credittips crediteducation creditboost moneygoals financialgoals goals workingmoms business newpath2freedom

Financial challenges are one of the most stressful aspects of life. Finding happiness is challenging when your finances are a mess.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This spring, take advantage of the 10 strategies in this workbook and put your finances back on track. .⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👉🏾Get your copy of this workbook by using the link in the bio.financialeducation finacialliteracy financialhealth financialmanagement moneymanagement moneytips money moneymatters financialfuture finances credit singlemom singleparent savemoney moneymindset creditrepair creditmatters creditscore fixyourcredit savemoney incomeshift credittips crediteducation creditboost moneygoals womenempowerment financialgoals goals workingmoms newpath2freedom

Debt is a real financial challenge. It’s like trying to run a marathon uphill. Sit down and look over all of your debt. Develop a reasonable plan that will eliminate it as quickly as possible. Most importantly, develop habits that prevent your debt from growing larger. Just think about all the extra money you’d have each month if you were completely debt-free! “Our incomes are like our shoes; if too small, they gall and pinch us; but if too large, they cause us to stumble and to trip.” - John Locke Grab a copy of our workbook (link in bio) and start working on your finances.

Financial challenges are one of the most stressful aspects of life. Finding happiness is challenging when your finances are a mess.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This spring, take advantage of the 10 strategies in this workbook and put your finances back on track. .⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👉🏾Get your copy of this workbook by using the link in the bio. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀financialeducation finacialliteracy financialhealth financialmanagement moneymanagement moneytips money moneymatters financialfuture finances credit singlemom singleparent savemoney moneymindset creditrepair creditmatters creditscore fixyourcredit savemoney incomeshift credittips crediteducation creditboost moneygoals womenempowerment financialgoals goals workingmoms newpath2freedom

Getting an accurate picture of your spending is very important. The money that you have left after paying your bills serves as the seed from which everything else grows. Without extra money left over at the end of the month, you simply have nothing to save or invest. If you have nothing to save or invest, it’s difficult to deal with life’s inevitable financial challenges, plan for your retirement, or leave anything to your heirs. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Get started following these steps: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1. Record every penny you spend for the next 30 days. This might seem like overkill, but most people are surprised by how much they spend on the little things over the course of a month. It’s the coffee, magazines, and lunches can really add up. That money could be better spent elsewhere. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 2. Develop a tracking system that you can follow regularly. It’s important to capture 100% of your spending. Some people elect to pay for everything with a debit card and then rely on banking records. This will account for every penny, but it’s challenging to know exactly what the money was spent on. Ensure you can break the spending down into different categories. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 3. Categorize your budget. Knowing exactly how your money is spent can be just as important as where it’s spent. Make it a habit to record your spending regularly, so you have an accurate picture at the end of the month. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 4. Evaluate your spending. After keeping careful records for a month, you might be surprised at where you’re spending your money. Do you see any areas that stand out as being excessive? Where can you cut back and how can you put that money to better use? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ The common areas that can get out of hand include: Groceries, eating out, entertainment, clothing, and personal items. Think about ways you can reduce these costs. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Controlling expenses is important for everyone. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ The other primary drain on your finances is most likely debt. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ DM to get the full ebook and workbook.

Be ready so you don’t have to get ready! You never know what life event will hit you. If you are at risk for being laid off, it’s important to protect yourself by making the following money moves. 1. Understand unemployment benefits. 2. Research and plan for your insurance options. 3. Build your emergency fundjobloss planahead preparedness financialplanning moneymatters insurance unemployment moneymoves emergencyfund moneymanagement laidoff newpath2freedom

There is no blueprint to when your breakthrough will come. All you can do is have faith when it arrives. . . .havefaith faith faithoverfear inspiration motivation newpath2freedom

We often give up because we aren’t where WE want to be because we want to rush the process. Remember your purpose is NOT FOR YOU. Someone needs you right where you are. . . .trusttheprocess purpose livewithpurpose motivation inspiration liveonpurpose newpath2freedom live liveyourpurpose yourpurpose findyourpurpose liveyourpurposeinlife

Resolutions start on Jan 1st and end shortly after...Life transformations can start NOW and last a lifetime. . . .newyear newyearresolution life newpath2freedom 2020vision livelife

Read that again🔑🔑 “What you GET by achieving your goals is not as important as what you BECOME by achieving your goals.” ~Zig Ziglar~zigziglar zigziglarquotes goals mindset newpath2freedom motivation inspiration success

Do you know why your credit score isn’t improving? In this video I give you 3 reasons why. (See full video on my Facebook page, link in bio) 1. You don’t know what’s on your credit report. 2. You’re not paying your bills on time. 3. You don’t have a good mix of credit. . . .credit creditrepair creditreport credittips newpath2freedom

3 Signs You Have Too Much Debt The most important financial habit every one should practice is creating a monthly budget. Knowing how much money is coming in and what is going out can prevent you from losing control of your finances and creating unnecessary debt. 1. If you don’t know what you owe, you risk the missing payments. 2. You can only pay the minimum payment, no payment, or paying after the due date. 3. You are unable to save money. Stay tuned for the full video on my Facebook page, NewPath2Freedom-Tasha D. (use link in bio) . .debt budgeting financialliteracy credit newpath2freedom

You have been assigned to move this mountain to show others it can be moved. . . .newpath2freedom

Being an online entrepreneur is about more than making money. Are you making an impact? Don’t get caught up in the hype of money flashing and fancy cars. Provide value and build relationships. You’ll be surprised at the amount of connections you make for just being you. Be genuine. Be a resource. Give the type of energy that you want back. 💕 . . .femaleentrepreneur womenempowerment supportblackownedbusinesses womensupportingwomen womenbusinessowners womenbusinessleaders newpath2freedom womenempoweringwomen

🚨ATTN: SINGLE WORKING MOMS🚨 Start building a business that YOU can control, not that controls you. Do you have a gift/skill that you can provide as a service to others? Use that gift, monetize it, and build your legacy with it. Create your new path 2 freedom. Join to find out how to turn your gift into a business 👉🏾https://www.facebook.com/groups/351776422382728/?ref=sharesinglemom singlemothers businesswoman legacybuilder newpath2freedom

Never apologize for protecting your peace.☮️ newpath2freedom peace life

Did you know... More debt is acquired during the last quarter of the year due to back to school shopping and activities, holiday bills...holiday dinners, holiday parties, holiday gifts, and holiday shopping. Do you have a plan?budgetplanner budget singlemomlife moneymatters financialfreedom financialplanning financialliteracy holidaymoney newpath2freedom buildwealth wealthbuilding moneyplan

Debt can hold you hostage and take over your life. DO NOT allow debt to rob you of your freedom...financially and mentally. It’s your choice. You deserve to LIVE in abundance.

As a single mother, it’s important to make sure your affairs are you order so your children don’t have the burden of dealing with the legal system if something happens to you. This starts with having a will and/or living trust. You don’t want someone controlling what you have worked so hard to build for your family legacy. Check out the link in the bio to learn how to protect your family.

If you don’t like the harvest, you have to change the seed. ... Money is the “seed” for building wealth. You work hard for your money and you need to make sure it’s working and growing for you. The first step to growing your money is creating a budget. Give EVERY dollar a job. Your money will NOT grow if you are wasting it on things that cannot bring you a return on your investment. You don’t need a lot to see your harvest grow. If your money isn’t working for you…change your harvest (spending/saving habits). Join my community on Facebook (link in bio) to get more tips on how to create your blueprint to freedom.

💰Wednesday Wealth Tip💰 Creating generational wealth involves being aware of where your money is going. Make your money work for YOU. Spending it on idle things...things that have no return on investment...stalls your wealth. Today I challenge you to take one step towards creating wealth. Share below👇🏾 how you plan to work your money.newpath2freedom buildyourlegacy wealthbuilding generationalwealth wealthwednesday womenhelpingwomen blackmoneymatters

Our time on this earth is limited, but the impact that we can create will last forever. It’s important to leave a legacy that will out live each generation. What will your great great grandchildren be able to tell their children about you?newpath2freedom buildyourlegacy wealthbuilding generationalwealth


love - instagood - photooftheday - fashion - beautiful - happy - cute - tbt - like4like - followme - picoftheday - follow - me - selfie - summer - art - instadaily - friends - repost - nature - girl - fun - style - smile - food - travel - holiday

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