โค๏ธ๐Ÿงก๐Ÿ’›๐Ÿ’š๐Ÿ’™๐Ÿ’œ๐Ÿ–ค

#righttobuy

#love #instagood #photooftheday #fashion #beautiful #happy #cute #tbt #like4like #followme #picoftheday #follow #me #selfie #summer #art #instadaily #friends #repost #nature #girl #fun #style #smile #food #travel #holiday

Something a little different today. There are 28 films hidden within this picture. How many can you see? And what are they? Looking forward to see your answers!mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance films funny houses fun howmanyfilms 28films tomhanks jumanjiFind us on Facebook www.facebook.com/wenhammortgages

Just arrived, Margaret Thatcher's Autobiography. Second-hand obvs so no royalties. righttobuy housingcrisis neoliberalism

We are on the fourth day of the @36daysoftype meets personal finance series. Todayโ€™s type is โ€œDโ€ and the personal finance theme is Deposit. @joycelola_ provided the type at the centre of the first page.personalfinance savingforahouse savingforadeposit savingforahome debtfreecommunity debtfreecommunityuk deposit 36daysoftype typehype visualart typographydesign typographyinspired creativemind collab helptobuy righttobuy sharedownership buytolet landlord homeownershipgoals

Join myself & @caribandcobrunch On Instagram live for the MortgageMarket Vs ThePandemic live Q&A - Tomorrow! Sunday 5th April @ 4pm!! Special thanks to @caribandcobrunch for setting it up! Call me on 07930 848 360 or email me on nathan@mortgagemantra.co.ukMortgageLifeInsuranceHomeInsuranceReMortgageHelpToBuyRightToBuyBrexitAdverseCreditInsuranceInterestRatesSaveMoneyChangingLivesMortgageMantraBrokerBetterDeal!!

Join myself and @caribandcobrunch on instagram live for the MortgageMarket Vs ThePandemic Live Q&A Sunday 4th April @ 4pm!! Special thanks to @caribandcobrunch for setting this up! Call me on 07930 848 360 or email me on nathan@mortgagemantra.co.ukMortgageLifeInsuranceHomeInsuranceReMortgageHelpToBuyRightToBuyBrexitAdverseCreditInsuranceInterestRatesSaveMoneyChangingLivesMortgageMantraBrokerBetterDeal!

โค Good Morning โค I Haven't been that active lately, that's just because life was so busy. Everything has almost come to a halt and I've suddenly found all the time in the world,it's bitter sweet! How is everyone coping and what are you all doing to keep busy?? . . . . .hinching hinch cleaning livingroom isolation covid coronavairus house keepingbusy tidying council counciltenant righttobuy councilflat follow house home homeaccount mrshinch

There is some good news though. Starting today April 1st and ending April 30th we are doing a mini right to buy raffle for our 3 Sazerac barrel picks! We selected a Buffalo Trace, Eagle Rare and a Blantons. โ€ข How this works is throughout the entire month of April every bottle of bourbon you buy you get a ticket towards the right to buy our allocated store selects. โ€ข The first time we pull your name you can buy an Eagle Rare 375ml along with a Blantons 375ml. The second time we pull your name you can buy the Buffalo Trace 750ml. โ€ข We wish everyone good health and luck during all this. Cheers ๐Ÿฅƒ

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance housesnhsfreemortgageYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

Exciting things happening! After 8 years of living in my house I decided it was the right time to look into the right to buy scheme. After filling in all the forms and waiting 4 weeks for a reply I finally got the letter Iv been waiting for and the council have accepted my application! I think with everything going on at the moment itโ€™s going to be a long process waiting for the valuation but itโ€™s all progress! 2020 could be the year I become a home owner!! ๐Ÿ˜ฌ councilhouse righttobuy home homesweethome homeownership councilhome hardworkpaysoffs familyhome positivevibes

ยฐ Feeling Excited ยฐ So this time tomorrow I will be able to show you our bedroom feature wall we have been working so hard on it took michael almost 3 hours yesterday to do one panel thanks to having a curved ceiling lol but last few panels and we will have it done ๐Ÿ‘๐Ÿผ Iโ€™ll be glad when the lockdown is lifted though so we can get our custom built bedsides in but so far itโ€™s looking not too bad even if I do say so myself lol cornersofa sofologyhome sofology mirroredtray choppedcushions greysofa councilhouse councilhousediy councilhome ourlittlecouncilhome righttobuy homedecor homesweethome homesofinsta homesofinstagram homesinterior interior interiorstyling homestyling bigreavealtomorrow artificialflowers flowers navythrow interiors123

**๐…๐‘๐„๐„ ๐Œ๐Ž๐‘๐“๐†๐€๐†๐„ & ๐๐‘๐Ž๐“๐„๐‚๐“๐ˆ๐Ž๐ ๐€๐ƒ๐•๐ˆ๐‚๐„ ๐…๐Ž๐‘ ๐Š๐„๐˜ ๐–๐Ž๐‘๐Š๐„๐‘๐’** Mortgage Protection Insurance LifeCover Remortgage FirstTimeBuyer HelpToBuy RightToBuy KeyWorker

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance joke humour honey home funny houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses community covฤฑd19sticktogether bekindYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses community covฤฑd19sticktogether bekindYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses community covฤฑd19sticktogether bekind lifeinsuranceYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses community covฤฑd19sticktogether bekindYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

credit: @nathan_mortgage_broker... Call Nathan on 07930 848 360 or email me on nathan@mortgagemantra.co.ukMortgageLifeInsuranceHomeInsuranceReMortgageHelpToBuyRightToBuyBrexitAdverseCreditInsuranceInterestRatesSaveMoneyChangingLivesMortgageMantraBrokerBetterDeal!

COVID-19 has had a tremendous impact on the economy and everyone's daily life. In terms of mortgages, we saw the Bank of England reduce it's rates to the lowest it has ever been at 0.1 percent. Whilst your socialdistancing and you are wondering whether now is the best time to buy or remortgage. Talk to us! Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.mortgagebrokeruk mortgagebrokerlondon firsttimebuyer ftb firsthome mortgage londonmortgagebroker london regentstreet levanafinance mortgagerates mortgagespecialist mortgagetips mortgageadvice mortgageprofessional mortgageexpert islamicfinance righttobuy bankofengland property propertyfinance boe baseratecuts remortgage socialdistancing

Did you know...The Right to Buy scheme helps eligible council and housing association tenants in England to buy their home with a discount of up to ยฃ110,500 (ยฃ82,800 outside London). This means that you can buy your property without actually having a cash deposit ๐Ÿ˜ฎ๐Ÿก mortgagerates mortgagebrokers righttobuy ownyourownhome mortgagelender

With the government pledging to double custom and self-build homes by the end of this year, as well as the introduction of the Right to Build scheme, selfbuilding is becoming more accessible. But what does 2020 โ€“ and the years to come โ€“ hold for the self-build sector? Over on our blog we discuss what to look out for in the next 12 months.madeinyorkshire madeinuk selfbuild doorsofinstagram doorsondoors selfbuildhomes luxurydoors doormanufacturer madeingb bespokedoors doordesign madeinbritain pivotdoor madetomeasuredoors bespokedoors selfbuild righttobuy selfbuilders

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network ConnectOnline MakeDeals Invest Get started ONLINE with our Free membership: - Ebooks - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestmentSapin Connect

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network ConnectOnline MakeDeals Invest Get started ONLINE with our Free membership: - Ebooks - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestmentSapin Connect

Our final tip on how to get a leg up on the property ladder is to consider government-backed schemes. Look at options like Help To Buy, Shared Ownership and Lifetime ISAs to reduce the size of the deposit on your first property, to boost your savings or to decrease your mortgage repayments. The government really is on your side - so take advantage! . . .nlproperty propertydevelopment propertytrends propertygoals propertyladder firsttimebuyer housedeposit firsttimehomebuyer househunting propertytips estateagent firsthome homebuyers buyahouse deposit savingtips helptobuy sharedownership lifetimeisa righttobuy

Tip 2 for first time buyers is to spend time building the highest credit rating you possibly can to demonstrate that you are a reliable borrower. This means re-paying all debts like credit card bills when they are due (though you don't need to worry about student loans) and using tools like @Experian to keep track of your credit score. This will help to keep the repayments on your mortgage to the lowest level possible. . . .nlproperty propertydevelopment propertytrends propertygoals propertyladder firsttimebuyer housedeposit firsttimehomebuyer househunting propertytips estateagent firsthome homebuyers buyahouse deposit savingtips helptobuy sharedownership lifetimeisa righttobuy creditrating creditscore

๐Ÿ”ด๐ŸŸ JUST ANNOUNCED ๐ŸŸ ๐Ÿ”ด 0.1% ๐ŸกBank of England cut the interest rate ๐Ÿ˜ฑ๐Ÿ˜ฑ . Call me if your deal is coming to an end or youโ€™re on the standard variable rate. . ๐Ÿ“ž07809413210 ๐Ÿ“งamy.barton@choicefinancemortgages.com .mortgageadviser mortgageadvisor residential buytolet interestrates decrease tracker newhome atp aip righttobuy helptobuy remortgage lifeinsurance criticalillnessinsurance incomeprotection privatemedicalinsurance walsall cannock lichfield aldridge

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance coronavirus help houses paymenthelpYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

Another embroidery pretties. Card holder for multi purpose usage >> ezlink card or luggage tag. We will have limited pieces for stocking on Sunday 2pm ๐Ÿ˜Šsewfisticatedsg jujubecustom jujubecustoms embroidery embroiderypretties cardholder luggagetag ezlink ezlinkcardholder perfectprintplacement supportlocalsg handmadewithlove custommade wahm pinkladysg personalisedgifts righttobuy

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network ConnectOnline MakeDeals Invest Get started ONLINE with our Free membership: - Ebooks - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestmentSapin Connect

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network ConnectOnline MakeDeals Invest Get started ONLINE with our Free membership: - Ebooks - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestmentSapin Connect

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance bekind houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance stpatricksday funny houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance stpatricksday funny houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses wonderwomen Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance houses coronavirus email phone appointmentsYour home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance homersimpson funny houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

mortgage mortgagebroker mortgageadvice mortgageadvisor firsttimehomebuyer firsttimebuyer landlord helptobuy buytolet righttobuy remortgages movinghouse insurance homersimpson funny houses Your home may be repossessed if you do not keep up repayments on your mortgage. Find us on Facebook www.facebook.com/wenhammortgages

Find out how much you could save by remortgaging with us. Drop us a message for more information. Your home may be repossessed if you do not keep up your repayments. firsttimehomebuyer mortgage righttobuy home remortgage darlington richmond mortgageadvice savemoney budget mortgagebroker housing lender money life save

Stocking today at 12noon. Pop over to our Facebook page to learn how to bring the pretties home. ๐Ÿคฉ Right to buy https://m.facebook.com/story.php?story_fbid=491147904901566&id=359482414734783 Fastest Fingers First https://m.facebook.com/story.php?story_fbid=491143551568668&id=359482414734783sewfisticatedsg jujubecustom handmadewithlove custommade handsanitizer handsanitizerholder embroidery righttobuy fastestfingersfirst

People likento claim that Thatcher caused the housing crisis. However, this is simply not true. Thatcher built more than the required amount of social housing, and Right to Buy took very little out of local authority stock. What's more, under Right to Buy, demand decreased at the same rate as supply, meaning that authorities still had the number required. It was Labour who started the current shortage, as they failed to keep up with the (lower) demand for council houses, unlike Thatcher. thatcher margaretthatcher ukpolitics politics tory conservative righttobuy council

We are getting ready for the weekend with another kind gift from another extremely happy client!!โ € โ €mortgage remortgage righttobuy helptobuy homeimprovement mansfield

Find out how much you could save by remortgaging with us. Drop me a message for more information. Your home may be repossessed if you do not keep up your repayments. firsttimehomebuyer mortgage righttobuy home remortgage darlington richmond mortgageadvice savemoney budget mortgagebroker housing lender money life save

Money not gone as far as you'd hoped this month? Sounds like the perfect time to talk to your local financial experts to see if we can save you money on your mortgage or insurance payments. Don't delay - call us today! 07809413210 amy.barton@choicefinancemortgages.commortgageadviser wholeofmarket independent residential housebuying homesweethome newbuild helptobuy righttobuy deposit adversecredit badcredit buytolet investment debtconsolidation homeimprovements capitalraising lifeinsurance criticalillness insurance incomeprotection buildingsandcontents fixedrate davidwilsonhomes bellwayhomes taylorwimpeyhomes redrowhomes barratthomes

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network Connect MakeDeals Invest SIGN UP TODAY: www.joinsapin.com This Free membership offer you: - Podcasts - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestment

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network Connect MakeDeals Invest SIGN UP TODAY: www.joinsapin.com This Free membership offer you: - Podcasts - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestment

Planning your next move? Need specialist advice, call the expert team. mortgage mortgagebroker mortgagelender financialfreedom finance finances helptobuy manchestermortgage halifaxmortgagebroker sharedownership righttobuy badcredit bank @independent_mortgage_brokers @mynard.lee

My daughter has done this haul for me ๐Ÿฅฐ the items are from @tkmaxxuk @dunelmuk @homesense_ukie and @therangeuk over the moon ๐ŸŒ“ with this haul. firsttimehomebuyer buyingourfirsthome righttobuy councilhouse homerenovations homerenovation homerenovationideas diyhomedecor diyhomeimprovement diyhomeprojects hinching hinching hincharmy hinched hinchhaul hinchmystorage hincher hinchhacks therange dunelm homesense tkmaxx

Do you live in a council owned house and dream of owning your own home? The right to buy scheme enables many council tenants to buy their house from the council at a discount! โ€ขmortgagepathways mortgage mortgagebroker mortgagespecialist righttobuy housing mortgageexpert

Lovely haul from @bath_bomb_and_beyond_yorkshire Iโ€™ve had x4 carpet fresheners x2 room sprays x3 soy wax melts and x1 defuser. They smell absolutely amazing! USE CODE HIlliard10 for 10% discount when you Check out there Instagram page and website https://www.bathbombandbeyond.com to see all the items they stock with a drop down for all different scents. They have so much to choose from you will not be disappointed ๐Ÿค firsttimehomebuyer buyingourfirsthome righttobuy councilhouse homerenovations homerenovation homerenovationideas diyhomedecor diyhomeimprovement diyhomeprojects hinching hinching hincharmy hinched hinchhaul hinchmystorage hincher hinchhacks

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network Connect MakeDeals Invest SIGN UP TODAY: www.joinsapin.com This Free membership offer you: - Podcasts - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestment

๐Ÿ  START TODAY WITH OUR FREE MEMBERSHIP at www.joinsapin.com ๐Ÿ  Learn Network Connect MakeDeals Invest SIGN UP TODAY: www.joinsapin.com This Free membership offer you: - Podcasts - Webinars - Newsletters - 2 Free Tickets to The Property Show - Online Education Library (Limited access for Free Membership) SIGN UP TODAY: www.joinsapin.comInvestInYou SAPINMemberships PropertyBuyer Properties investment realestateinvestment investor property propertynews righttobuy propertyinvestment

As you all know, we are completely debt-free and have no active credit cards. Although we earn a decent salary, have no debt, pay our bills on time, we are considered just as bad as someone who has poor credit. โ  .โ  I get that lenders need a way to assess our repayment conduct and so using the credit score system is the preferred method for this. However, because I refuse to take on more debt just to show that I am good with money, we will have to look at using a broker who has access to a wide range of lenders. Our lender will have to be open to reviewing our credit profile and not just our credit score. โ  .โ  If not having any debt, paying my bills on time, and having one store card that we spend in full every month is not enough, then we will have to figure something out!โ  . I am very reluctant to get a credit card. I spoke with my financial advisor, and she was swaying me towards getting a credit card and using it for food shopping and paying bills etc. just so that lenders can see me financial conduct. .โ  Although I am much better with managing finances than I have ever been; I don't trust myself enough to get another credit card. โ  The challenge isn't to become debt free, it's staying debt free! . What did we do before credit scores and credit cards? lol .โ  Either way, we are going to have to figure something out. I don't want to build my credit by taking on more debt, I just don't believe in that.. .โ 

Itโ€™s here my @neff_home @neffcookingpassion delivered this morning by @curryspcworld canโ€™t wait to get this in and start using it ๐Ÿ’–๐Ÿค๐Ÿ’–๐Ÿค๐Ÿ’– neff neffappliances neffpassion currys curryspcworld newoven newcooking firsttimehomebuyer buyingourfirsthome righttobuy councilhouse homerenovations homerenovation homerenovationideas diyhomedecor diyhomeimprovement diyhomeprojects hinching hinching hincharmy hinched hinchhaul hinchmystorage hincher hinchhacks

Thank to each and everyone of you. Opened this account to share our progress on buying and renovating our first property and turning it into our home, and to get inspiration from others doing the same. I have met some lovely people on here ๐Ÿ’•๐Ÿค๐Ÿ’• firsttimehomebuyer buyingourfirsthome righttobuy councilhouse homerenovations homerenovation homerenovationideas diyhomedecor diyhomeimprovement diyhomeprojects hinching hinching hincharmy hinched hinchhaul hinchmystorage hincher hinchhacks

As we prepare to become homeowners, we are becoming overwhelmed with the level of detail that goes into applying for a mortgage. I wish I could pay someone to do it all for me. And although we will get a solicitor later down the line, I like to do my research and not rely solely on so-called experts to give me the information I need. I want to come with my questions and concerns to the table, rather than just take what I'm given. โ  โ  As you may be aware. John and I have applied for a right to buy and so the rules that apply to us are different from the tradition mortgage. โ  โ  Here are a few facts about Right To Buy: โ  โ  1. RTB was introduced in 1980s under Margret Thatcher to allow council tenants to buy their homes. โ  2. To qualify for RTB you must be a permanent/secure housing tenant for 3 years under a local council, housing association or NHS Trust. โ  3. You must clear any rent arrears by the time the landlord gives an offer or says you have to pay it by. โ  4. Another family member who has lived in the house for 12 months can qualify for a joint RTB application even if their name is not on the tenancy. โ  5. The discount you get is conditional on how long you have lived in the property. You will get a maximum of 70% or ยฃ110k, whichever is the greater.โ  6. You need to complete a RTB1 application. The council will get back to you in 12 weeks with an offer. โ  7. Once you decide to accept the offer you have to arrange your own mortgage within the time frame you are given.โ  8. Although you will need to put down a deposit; the same rules, such as stamp duty, surveyor, solicitor fees, home building, content, life, and income protection insurance apply. โ  9. If you decide to sell the house before five years of purchasing, you will be penalised and asked to pay back a percentage between 20-80% depending on when you sell. โ  10. Beware of which type of lease you will have. Freehold or leasehold. As there may be service charges associated. โ  โ  Remember you can pull out at any time and revert to being a renting tenant. โ  โ  โ  โ 

If you decide to take out a joint mortgage, lenders will take into consideration both of your credit scores. Regardless if you earn more money than your spouse, they see the person with bad credit as a risk factor, and they look at your income as one. โ  .โ  โ  Here are a few things you should know if you are in this type of situation:โ  .โ  1. You may get a mortgage at a higher interest rate because of this. โ  2. You may need to find a broker that has a more significant portfolio to find a suitable lender that will consider your application โ  3. If you have late payments, defaults, CCJs and on a debt management plan- lenders may see this as a risk, and this may impact your mortgage application. You may want to fix these issues by paying bills on time, waiting for defaults to go away or finish paying off your debts to reduce the level of risk. โ  4. Where there are credit issues lenders will need more information from you to find out why your payments were late, how long the last default was etc. โ  .โ  In a nutshell, if the above applies to you consider taking the following actions: .โ  1. Know what your credit score and report looks like, so you know what needs fixing.โ  2. Plan with an expert, so you know what you need to do for lenders to approve your application and prevent delays. โ  3. Be on the same page with your spouse, as it can be a long journey and one that needs careful consideration. Remember when you are married- the two are one- so no blaming or shaming the other person. โ focus on fixing your credit. โ  โ  โ  โ bossofmymoney โ realestate newhome investment broker homesale housing househunting righttobuy debtfreegoals debtsolutions creditreport payoffdebt debtsnowball debthelp millennials credithelp badcreditnoproblem crediteducation creditcards fixmycredit creditcarddebt fixyourcredit debtrelief creditrepair goodcredit financialadvisor homeownership mortgage

Beautiful morning in Prestwich! Time to talk Right to Buy ๐Ÿก Manchester RightToBuy MortgageAdvice

Next Page

love - instagood - photooftheday - fashion - beautiful - happy - cute - tbt - like4like - followme - picoftheday - follow - me - selfie - summer - art - instadaily - friends - repost - nature - girl - fun - style - smile - food - travel - holiday

counter