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#verificationofemployment

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Lots of clients are asking about the new mortgage relief programs where you can defer your mortgage payments. They are definitely out there, and we are here to help you get into the right one for you. To get the best options available to you, our team can get on a call with you and your loan servicer and get the process started.FannieMae and FreddieMac have also made revisions to appraisals where they are allowing appraisers to NOT have to inspect the interior of homes and instead complete the report by means of what we call a “drive-by” or “desktop” appraisal. Please note, the buyer must meet specific criteria to be able to utilize these “desktop” appraisals.VOE’s or verificationofemployment’s guidelines have also been revised. The changes are allowing for more flexibility and alternatives in verifying employment for customers whose workplaces are temporarily closed. Verbal VOE’s may be more difficult to obtain and therefore emails may be used to verify the buyer is still employed, at the discretion of the bank completing the loan. Banks are still OPEN and closing traditional loans ( FHA, Conventional and VA). As always, feel free to reach out to one of our team members to assist you or anyone you know, we are here to help through these tough times.staystrong behappy beoptimistic besafe

Lots of clients are asking about the new mortgage relief programs where you can defer your mortgage payments. They are definitely out there, and we are here to help you get into the right one for you. To get the best options available to you, our team can get on a call with you and your loan servicer and get the process started.FannieMae and FreddieMac have also made revisions to appraisals where they are allowing appraisers to NOT have to inspect the interior of homes and instead complete the report by means of what we call a “drive-by” or “desktop” appraisal. Please note, the buyer must meet specific criteria to be able to utilize these “desktop” appraisals.VOE’s or verificationofemployment’s guidelines have also been revised. The changes are allowing for more flexibility and alternatives in verifying employment for customers whose workplaces are temporarily closed. Verbal VOE’s may be more difficult to obtain and therefore emails may be used to verify the buyer is still employed, at the discretion of the bank completing the loan. Banks are still OPEN and closing traditional loans ( FHA, Conventional and VA). As always, feel free to reach out to one of our team members to assist you or anyone you know, we are here to help through these tough times.staystrong behappy beoptimistic besafe

Fannie Mae, Freddie Mac relax appraisal, employment verification standards in wake of coronavirus. https://bit.ly/2JbM6bd Jeff Markell 714.614.4040 NMLS 224196 Licensed in CA and WA. FannieMae FreddieMac Appraisals VerificationOfEmployment Coronavirus ExtraordinaryCircumstances FHFA AppraisalAlternatives ExteriorAppraisal DrivebyAppraisal Lockdown PurchaseMortgage DesktopAppraisal GSE Broker LowRates FastService MultipleLenders LoanGent

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